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Are you in need of a payday loan without a credit check, a fast pay advance, or are you having late payments? DO NOT WORRY!
Good or bad credit, we're here to help. We offer you flexibility in reimbursement through a simple process.
Is your credit rating not at its best? Have you experienced financial problems? Never mind, our private lenders can still grant you a loan of up to $ 20,000!
When your credit rating is bad, it is obvious that financial institutions will refuse to accept your request and agree to lend you money. This is frustrating, but it is the reality: if the credit is bad, it is impossible to get a quick bad credit loan from the banks. Fortunately, private lenders are much less demanding than banks and Caisses and accept, under certain conditions, files with bad credit.
Private lenders will agree to lend you despite your bad credit, but there are certain conditions you must obey.
- Have a stable income for 3 months.
- Be a Canadian resident.
- Hold a bank account at a financial institution.
The procedure for obtaining a loan from an individual is very simple. You must first correctly complete the application form and return it to us. Our team will analyze your file and send you a contract long term installment loans no credit check direct lenders which you will have to sign. Upon receipt of this contract, the borrowed amount will be deposited into your account. Usually it doesn't take more than 24 hours.
No one is immune from making mistakes or finding themselves in a dire financial situation that affects their credit rating. But what impact does the score have on the decisions of lending organizations when you want to borrow? Can you have a personal loan with bad credit?
To grant a personal loan, and more generally all types of loans, conventional banks study the debt of the applicant, the stability of his situation, but also consult his credit file and take into account his rating. In other words, if your score is bad, there is no point in going to the counter of a traditional institution, even if you have an account open there for years, because your request will be refused.
The alternative is to turn to lenders who make loans without a credit check. In return, they verify that the applicant has a stable situation, a regular income, that he manages his finances properly, and that the fact of contracting this new loan does not put him in a state of over-indebtedness. So you still have to meet certain conditions in order to obtain this type of loan.